:root{--navy:#0f2a3d;--navy2:#1c3d54;--orange:#e8742c;--orange-d:#b4500f;--orange-btn:#c2500f;--orange-btn-h:#a3430c;--mist:#eef3f6;--line:#dbe4ea;--text:#0f2a3d;--muted:#4d6373;--white:#fff;--radius:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Rubik,"Segoe UI",Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.skip{position:absolute;top:8px;right:12px;background:var(--navy);color:#fff;padding:10px 14px;z-index:100;clip-path:inset(50%);width:1px;height:1px;overflow:hidden;white-space:nowrap}
.skip:focus{clip-path:none;width:auto;height:auto}
html,body{overflow-x:clip}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.todo{background:#fff1b8;color:#6b4e00;border-radius:4px;padding:0 5px;font-style:normal;font-weight:600}

/* header */
.hdr{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:66px}
.logo{font-weight:800;font-size:23px;text-decoration:none;letter-spacing:-.01em}
.logo span{color:var(--orange)}
.logo small{display:block;font-size:12px;font-weight:500;color:var(--muted);letter-spacing:0}
.nav{display:flex;gap:22px;align-items:center}
.nav a{text-decoration:none;font-weight:500;font-size:15px}
.nav a:hover{color:var(--orange-d)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:700;font-size:17px;border:0;border-radius:12px;padding:13px 22px;min-height:50px;cursor:pointer;text-decoration:none;transition:background .15s}
.btn-o{background:var(--orange-btn);color:#fff}.btn-o:hover{background:var(--orange-btn-h)}
.btn-line{border:2px solid var(--navy);color:var(--navy);background:transparent}
.nav .btn{min-height:42px;padding:8px 16px;font-size:15px}
@media(max-width:860px){.nav a:not(.btn){display:none}}

/* hero */
.hero{background:linear-gradient(180deg,#fff 0%,var(--mist) 100%);padding:52px 0 60px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.hero .wrap>*{min-width:0}
.eyebrow{font-size:14px;font-weight:700;color:var(--orange-d);letter-spacing:.02em}
h1{font-size:46px;line-height:1.1;font-weight:800;margin:10px 0 16px;letter-spacing:-.015em}
.lead{font-size:19px;color:var(--muted);max-width:540px}
.facts{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.fact{background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 16px;min-width:118px}
.fact b{display:block;font-size:24px;line-height:1.2}
.fact span{font-size:13px;color:var(--muted)}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr}h1{font-size:33px}.hero{padding:30px 0 40px}}

/* lead form */
.lf{background:var(--navy);color:#fff;border-radius:18px;padding:26px;box-shadow:0 18px 40px rgba(15,42,61,.18)}
.lf h2{font-size:23px;line-height:1.25;margin-bottom:4px}
.lf p.sub{font-size:14px;opacity:.82;margin-bottom:16px}
.lf label{display:block;font-size:14px;font-weight:500;margin:0 0 5px}
.lf .f{margin-bottom:12px}
.lf input,.lf select{width:100%;font:inherit;font-size:16px;padding:13px 14px;border-radius:10px;border:0;background:#fff;color:var(--text);min-height:50px}
.lf .chk{display:flex;gap:8px;align-items:flex-start;font-size:13px;opacity:.9;margin:4px 0 14px}
.lf .chk input{width:20px;height:20px;min-height:0;margin-top:2px;flex:0 0 auto}
.lf .btn{width:100%}
.lf small{display:block;text-align:center;font-size:12px;opacity:.75;margin-top:10px}
.lf .ok{display:none;text-align:center;padding:20px 6px}
.lf .ok b{display:block;font-size:22px;margin-bottom:6px}
.lf.sent form{display:none}.lf.sent .ok{display:block}
.lf .err{display:none;background:#ffe1d1;color:#7a2600;border-radius:8px;padding:8px 10px;font-size:14px;margin-bottom:10px}
.lf input.hp{position:absolute;top:0;right:0;width:1px;height:1px;min-height:0;padding:0;border:0;overflow:hidden;clip-path:inset(50%);opacity:0;pointer-events:none}
.lf{position:relative}

/* sections */
.sec{padding:64px 0}
.sec.alt{background:var(--mist)}
.sec h2{font-size:32px;line-height:1.2;margin-bottom:10px;letter-spacing:-.01em}
.sec .intro{color:var(--muted);max-width:640px;margin-bottom:26px}
@media(max-width:860px){.sec{padding:44px 0}.sec h2{font-size:26px}}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.grid3>*,.grid2>*{min-width:0}
@media(max-width:860px){.grid3,.grid2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.card h3{font-size:19px;margin-bottom:6px}
.card p{color:var(--muted);font-size:16px}
.card a.more{display:inline-block;margin-top:10px;font-weight:700;color:var(--orange-d);text-decoration:none}

/* table */
.tw{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
table{width:100%;border-collapse:collapse;min-width:620px;font-size:16px}
th,td{text-align:right;padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:13px;color:var(--muted);font-weight:600;background:#fafcfd}
tr:last-child td{border-bottom:0}
td a{font-weight:600;color:var(--navy)}
.note{font-size:14px;color:var(--muted);margin-top:10px}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.steps>*{min-width:0}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px 18px}
.step:before{counter-increment:s;content:counter(s);display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--orange);color:#fff;font-weight:800;margin-bottom:10px}
.step h3{font-size:18px;margin-bottom:4px}.step p{color:var(--muted);font-size:15px}
@media(max-width:860px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.steps{grid-template-columns:1fr}}

/* cases */
.case{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.ph{display:flex;align-items:center;justify-content:center;text-align:center;min-height:190px;border-bottom:2px dashed #b9c7d1;color:#5d7180;font-weight:600;font-size:14px;background:#f8fafb;padding:10px}
.case .t{padding:14px 16px;font-size:15px;color:var(--muted)}
.case .t b{display:block;color:var(--text);font-size:17px}

/* who */
.who{display:grid;grid-template-columns:220px 1fr;gap:24px;align-items:center}
.who .ph{min-height:220px;border:2px dashed #b9c7d1;border-radius:var(--radius)}
@media(max-width:700px){.who{grid-template-columns:1fr}}

/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 18px;margin-bottom:10px}
summary{cursor:pointer;font-weight:600;padding:16px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";font-size:22px;line-height:1;color:var(--orange-d)}
details[open] summary:after{content:"–"}
details p{padding:0 0 16px;color:var(--muted)}

/* cta band */
.band{background:var(--navy);color:#fff;text-align:center;padding:50px 0}
.band h2{font-size:30px;margin-bottom:8px}.band p{opacity:.85;margin-bottom:20px}

/* service page */
.crumbs{font-size:14px;color:var(--muted);padding-top:18px}
.crumbs a{text-decoration:none}
.prose{max-width:760px}
.prose h2{font-size:26px;margin:30px 0 10px}
.prose p,.prose li{color:#2c4454;margin-bottom:10px}
.prose ul{padding-right:20px}
.answer{background:var(--mist);border-right:4px solid var(--orange);border-radius:10px;padding:16px 18px;margin:18px 0;font-size:18px}

/* footer */
.ftr{background:#0b1f2d;color:#c9d6de;padding:44px 0 90px;font-size:15px}
.ftr .wrap{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
.ftr .wrap>*{min-width:0}
.ftr h3{color:#fff;font-size:16px;margin-bottom:10px}
.ftr a{text-decoration:none;display:block;margin-bottom:6px}
.ftr a:hover{color:#fff}
.ftr .legal{grid-column:1/-1;border-top:1px solid #1e3a4d;padding-top:16px;font-size:13px;color:#8fa4b2}
@media(max-width:760px){.ftr .wrap{grid-template-columns:1fr}}

/* sticky mobile cta */
.mcta{display:none}
@media(max-width:860px){.mcta{display:flex;position:fixed;bottom:0;right:0;left:0;z-index:45;padding:10px 12px;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.06)}.mcta .btn{flex:1}}